It happens to all home owners eventually. You need a new roof. In a perfect world, we’d have time to plan ahead and budget, but what if you can’t?
Here’s how to get a new roof over your head and handle all the finances as well.
Step One: Choosing a Quality Roofing Professional
Your very first step in securing financing for a new roof is to choose a local, quality professional. It may sound obvious, but working with an established, experienced contractor invested in your community means that you’ll be partnered with someone in the business for the long haul. That’s important when it comes to home ownership. You’re in it for the long haul too, and you need a company that will be available should warranty work or new projects arise.
Do your homework. Ask around, check references and take a look at their work. A quality professional is happy to answer questions before work begins. Do the research, secure a free estimate, ask your questions and then move on to the next step.
Step Two: Get Approved Financing for Your New Roof
Working with a professional roofing company has its perks. If you need a new roof, check with your roofing professional to see if they offer financing options. Some provide quick and easy application processes so that you’ll be good to go in less than half an hour. Pre-approval means peace of mind, and your roofing job can start that much quicker.
Step Three: Spread Your Payments Out Over Time for Your New Roof
When financing a new roof for your home, remind yourself that your home is a long-term investment. As such, arranging for longer term financing isn’t necessarily a bad plan. Choose a monthly amount you feel comfortable with, and do your best to stay within your set limits. Some roofing contractors, like RoofPRO, offer attractive terms, like zero-percent interest for the first 12 months, or payments as low as $89 per month.
Step Four: Choose the Best Plan for You, and Your Home
Once you’ve made it past all the initial inquiries, take a closer look at the details. Sometimes ease of transaction can make all the difference in the world. Look for features like online bill paying and account management. Today, companies are making it easier to handle life’s necessities and streamline paperwork.
A new roof for your home, even if it’s unexpected, can be easily managed if you choose the right folks for the job, from initial financing to nailing the last shingle. Working together, you’ll have a new roof overhead and you’ll have it within a budget that works for you.
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